Things to avoid when Comparing Car Insurance Quotes
If you were going to buy a new car, would you buy one from the first dealer that you visited? Mostly likely the answer to that question is no, you'd decide what you wanted and visit several dealers to find the best price. The same principle applies to car insurance. It is just financially wise to get several car insurance quotes and compare them to see which one offers the best value for your money.
The internet has made it easier than ever to get a large number of car insurance quotes in a short amount of time. Unfortunately, while the internet has made it more convenient, it has also opened up the door to a wide variety of scammers; including those posing as insurance agencies. In order to protect yourself from being taken advantage of, there are some things that you should avoid when getting car insurance quotes online.
Companies that ask for Too Much Information
The internet has made it easier than ever to get a large number of car insurance quotes in a short amount of time. Unfortunately, while the internet has made it more convenient, it has also opened up the door to a wide variety of scammers; including those posing as insurance agencies. In order to protect yourself from being taken advantage of, there are some things that you should avoid when getting car insurance quotes online.
Companies that ask for Too Much Information
Legitimate insurance providers generally ask just a few relevant questions that are needed to provide you with a quote. They also realize that most people who request car insurance quotes are probably comparing different companies in order to find the provider who will best suit their needs and budget. Any provider who asks for overly personal or sensitive information, such as bank account or credit card numbers, etc. before giving you a quote may be an imposter. As a general rule, if you feel uncomfortable providing any information you should contact the company personally. Many times imposters get away with scams because people feel a sense of comfort providing information to supposed insurance companies. If the questions seem out of the ordinary, they probably are. If you call the provider and they are legitimate, at least they can explain why they need the information and you are only out a few minutes of your time.
Companies with a high Volume of Complaints
Companies with a high Volume of Complaints
When dealing with insurance companies online, it is sometimes easy to forget that these are real businesses that must comply with real world regulations and clients. Insurance providers are regulated at a state level and most states make a public access site available where the complaint history of any company operating there can be viewed. If you have two insurance providers that have provided very similar car insurance quotes, the complaint history of the company can make a big difference in which you choose. A company with a long list of complaints from current customers isn't very likely to satisfy you as a future customer. While every company has at least a few customer complaints, beware of those with a higher number than normal.
Getting car insurance quotes online is a fast and easy way to compare different companies and premiums. The premiums, while important, shouldn't be the only reason that you choose a provider and knowing what to avoid can help prevent mistakes that could cost you money in the long run.
Getting car insurance quotes online is a fast and easy way to compare different companies and premiums. The premiums, while important, shouldn't be the only reason that you choose a provider and knowing what to avoid can help prevent mistakes that could cost you money in the long run.